Creditors’ Rights & Collections Attorneys
Helping Creditors Pursue Their Interests in Boise, Idaho & American Samoa
If you are owed a debt, claiming that payment can mean protecting your livelihood and interests against someone who may be taking advantage of you. Whether you have been lenient with a debtor or have already tried to collect before, Mooney Wieland Warren can help you take definitive legal action to reclaim your debt and any accrued interest, late fees, and legal costs.
No matter how debt was generated, we can help you resolve it. Our collections lawyers have the skill and experience it takes to help business owners and lenders pursue legal action against those who owe a debt to you.
Debtors have an interest in evading their financial obligations for as long as possible, hoping you’ll just give up and write off the loss. With assistance from our creditors’ rights and collections attorneys in Boise, Idaho and American Samoa, debtors with this attitude may be sorely mistaken.
Can Creditors Take Legal Action?
Yes, creditors have a right to take legal action to collect valid debts owed to them.
Ways our attorneys for collections can help get what you are owed:
- A lawsuit
- Wage garnishment
- Placing liens against property
These are just a few ways we can help you recover what you’re owed—all while staying in compliance with garnishment and collections law.
Consult a Mooney Wieland Warren collections lawyer in Boise, ID and Pago Pago, AS for more information about how creditors like you can take action. Call (208) 214-6014 to make an appointment.
About Replevin and Attachment
Another remedy to getting the debt you are owed is through replevin and attachment, which is similar to a wage garnishment. With a replevin action, you may hold title to property that is the subject of the debt and you may repossess that property if the debt is not paid. For example, if you leased furniture, but payments are not being made, then you may be able to take the furniture back. To see if this option might work for you, speak with our attorneys for collections at Mooney Wieland Warren PLLC – we serve clients in Idaho and American Samoa.
Don’t Resort to Selling Your Interest in a Debt
When creditors feel it may be too costly or time-consuming to collect the full repayment of a debt, they may be tempted to sell it to a debt buyer (also known as a collection agency) who has the time and resources to pursue more aggressive collection actions.
Our creditors’ rights and collections attorneys advise that selling your debt should be the last option you consider. This is because, in both Idaho and American Samoa, it means reclaiming only a portion of what you lost to a debtor.
At Mooney Wieland Warren, we can facilitate aggressive collection actions for you should a debtor fail to uphold their end of the deal.
Debt Collection Counseling
If you intend to collect the debt on your own terms, our attorneys for collections can also advise you of the best practices for doing so.
There are many regulations in the Fair Debt Collection Practices Act that protect debtors from creditor harassment. Unfortunately, creditors may accidentally find themselves in violation of the law when trying to collect a debt. We'll take care to make sure that doesn't happen to you.
Need Help with Debt Repayment? Call Mooney Wieland Warren!
Getting anything less than what you’re owed in a debt means your revenue and profit margin takes a hit. Why should you be financially injured because a debtor failed to uphold their obligations to you?
At Mooney Wieland Warren, we understand you need to collect as much of your debt as possible, with or without interest, to ensure your business and livelihood are as unaffected as possible. Debtors can take advantage of your leniency by attempting to outrun your willingness to collect a debt.
Our attorneys can help you take definitive action now if it’s time to collect. We will work tirelessly to hold debtors accountable.